BORDEX · JCPropGenius

MRE Securitization Report

Personalized remote-purchase risk report for a Morocco property transaction.

Date:

Report no.:

Property

Land

City

Marrakech — Route de l'Ourika

Price

2 800 000 MAD

Buyer residence

France

Global risk score

Critical risk

Your purchase has 5 severe warning signals. Treat this as urgent and consult a Moroccan notary immediately.

No ANCFCC title: +30 risk points

Close contact or proxy: +20 points

Never visited: +15 points

No notary planned: +25 points

Price above 2M MAD: +10 points

Personalized action plan

18-point verification checklist

18 points

A. Title verification

Verify the ANCFCC status of the property: registered title vs Moulkia. — priority for your profile
Order a recent ownership certificate (<3 months) from the Conservation Foncière.
Check there are no registrations, charges, mortgages or oppositions.
Use Mohafadati for online monitoring of title movements.
For land, verify the urban plan with the municipality or urban agency. — priority for your profile
Compare the cadastral plan, boundaries and actual occupied surface.

B. Seller verification

Verify seller identity exactly matches the land title.
Obtain the original proxy and verify the exact sale powers granted. — priority for your profile
Confirm proxy validity with the issuing notary or adoul. — priority for your profile
Check that no other buyer has already registered rights.

C. Price verification

Obtain an independent estimate, not from the selling agency.
Compare with similar recently sold properties in the same district.
Ask a neutral third-party expert for a value opinion using RICS-style standards.

D. Transaction security

Use a Moroccan notary for the deed and fund-flow supervision. — priority for your profile
Pay no deposit outside a documented notarial framework.
Route funds through an official bank account to preserve MRE repatriation evidence.
Calculate total fees: 4% registration + 1% notary + 1% land conservation + VAT.
As a non-resident, verify foreign-exchange and Office des Changes declarations.

Personalized tax alert

Residence-country note

As a French resident, Moroccan rental income falls under the France–Morocco tax treaty. Declare income in both jurisdictions where required and keep proof to avoid double taxation.

Official resources

Contacts and checks

ANCFCC

Land title, ownership certificate and conservation foncière checks.

Mohafadati

Online monitoring for title movements and property alerts.

Chambre des Notaires du Maroc

Find and verify a Moroccan notary before signature.

Fondation Hassan II pour les MRE

Institutional resources for Moroccans residing abroad.

Les informations fournies ne constituent pas un conseil juridique ou en investissement. Consultez un notaire marocain agréé avant toute transaction. This tool provides informational risk screening only.